Home loans - Townshend & Associates

First home super saver scheme to assist with saving for a deposit

October 11, 2018 | Financial planning, Superannuation

If you wish to explore the following exert further please contact the office on 039846 6542 or email info@townshendassociates.com From the ATO You can start saving by entering into a salary sacrifice arrangement with your employer to make voluntary contributions or by making voluntary personal super contributions. You can contribute into any super fund, although […]

Home attached to your business? Better read this

September 19, 2018 | Accounting, Budget, Business Advisory, Equipment and Vehicle Finance, Financial planning, Mortgage Brokering

Cross-posted from mybusiness.com.au An insolvency specialist is warning business owners to be alert to the risks associated with falling property prices, given the family home is often used as security for business finance. Trent Devine, a partner at Jirsch Sutherland, suggested that the huge boom in values – particularly on Australia’s east coast – has […]

“to err is human; to forgive, divine”: Protecting your credit file, more important than ever.

July 3, 2018 | Business Advisory, Financial planning, Individual tax, Mortgage Brokering

What do you know about your credit file? Do you know what credit providers you currently have? You probably haven’t heard of the “National Consumer Credit Protection Amendment (Mandatory Comprehensive Credit Reporting) Bill 2018″ but from the 1st of July 2018, paying your bills to credit providers on time will be recorded on your consumer […]