If you wish to explore the following exert further please contact the office on 039846 6542 or email info@townshendassociates.com
From the ATO
You can start saving by entering into a salary sacrifice arrangement with your employer to make voluntary contributions or by making voluntary personal super contributions. You can contribute into any super fund, although contributions made to a defined benefit interest or a constitutionally protected fund will not be eligible to be released under the FHSS scheme. It is also possible to contribute into more than one fund.
Note: Some employers may not offer salary sacrifice arrangements to their employees.
Before you start saving you should:
If you want to be considered under the financial hardship provision then you should ask us to determine if these provisions apply to you before you start saving.
Liability limited by a scheme approved under Professional Standards Legislation.