Financial planning

Wisdom from: Dalio

It all comes down to interest rates. As an investor, all you’re doing is putting up a lump-sump payment for a future cash flow –  Ray Dalio

Freedom of movement could be the wealth of the future: Top passports

Along with privacy, we could see freedom of movement be the realm of the wealth. Having the ability to easily move around and perhaps work in another country may be the difference, especially as technology disruptions become larger and more frequent. According to the Age Newspaper and theHenley Passport Indexhere are the most powerful passports: […]

First home super saver scheme to assist with saving for a deposit

If you wish to explore the following exert further please contact the office on 039846 6542 or email info@townshendassociates.com From the ATO You can start saving by entering into a salary sacrifice arrangement with your employer to make voluntary contributions or by making voluntary personal super contributions. You can contribute into any super fund, although […]