Home ownership - Townshend & Associates

First home super saver scheme to assist with saving for a deposit

October 11, 2018 | Financial planning, Superannuation

If you wish to explore the following exert further please contact the office on 039846 6542 or email info@townshendassociates.com From the ATO You can start saving by entering into a salary sacrifice arrangement with your employer to make voluntary contributions or by making voluntary personal super contributions. You can contribute into any super fund, although […]

Home attached to your business? Better read this

September 19, 2018 | Accounting, Budget, Business Advisory, Equipment and Vehicle Finance, Financial planning, Mortgage Brokering

Cross-posted from mybusiness.com.au An insolvency specialist is warning business owners to be alert to the risks associated with falling property prices, given the family home is often used as security for business finance. Trent Devine, a partner at Jirsch Sutherland, suggested that the huge boom in values – particularly on Australia’s east coast – has […]

Finance drives everything — including your insecurity at work

August 15, 2018 | Budget, Financial planning, SMSF

An excellent article by Professor David Peetz and puts in focus the need to find your financial journey in this world. From the conversation: There’s a common link between the many things that have promoted insecurity at work: the growth of franchising; labour hire; contracting out; spin-off firms; outsourcing; global supply chains; the gig economy; […]